Government student assistance programs (figuratively speaking) can be obtained to Canadian residents, permanent residents, protected persons and American citizens.

Intro to loans; part regarding the educational college vs. Lender

The school funding group supports the management and verification procedure for many federal government loans and funds across Canada as well as the United States. We facilitate the method by interacting your enrolment status to your loan provider. The application form process, evaluation, and disbursement of funds is supported by the financial institution.

Take note: The University of Calgary does not request funds on the part of pupils. Pupils get the complete number of their disbursement(s) for their individual banking account and they are in charge of ensuring their costs are compensated because of the fee that is posted due dates.

Loans vs. Funds

You certainly will submit one application during your province become evaluated for federal and loans which can be provincial funds.


Are funds which have become gone back to the financial institution an individual will be no more at school.


Are funds which do not need to be returned to the financial institution.

Education loan faqs

1. Am I entitled to make an application for loans?

The Government figuratively speaking system is present to Canadian Permanent Residents, people and persons that are protectedas defined within the Immigration and Refugee Protection Act).

You shall apply for funding through your province of residence. You are automatically assessed for provincial as well as federal loans and grants when you apply through your province. The overall “rule of thumb” may be the last province a student lived set for at the very least one year without going to a post-secondary organization will be your province of residence. E.g. A pupil who has got relocated from Ontario in August 2019 to wait UCalgary starting in September 2019 would be to submit an application for student education loans from Ontario.

If you should be uncertain of one’s eligibility, be sure to contact your province of residence to ensure using them.

2. Have always been we qualified to receive capital being an Open Studies pupil?

If you’re applying through Quebec or Ontario, you aren’t entitled to capital.

All the other provinces usually fund Open Studies.

Nonetheless, if you’re using through Alberta, you might be just qualified to be evaluated for 12 consecutive months of money regardless of your program enrollment status.

3. Exactly exactly just How many courses per term do i must be cons

You are going to notice courses are weighted differently for Fall/Winter terms vs. Spring/Summer terms. Please be aware that this might vary from the program load dependence on other workplaces on campus including UPass.

3a. Fall/Winter term

One program (per three devices)

Course load portion: 20%

Enrolment status: Part-time

Two courses (per three units)

Course load portion: 40%

Enrolment status: Part-time

Three courses (per three devices)

Course load percentage: 60%

Enrolment status: Full-time

Four courses (per three devices)

Course load portion: 80%

Enrolment status: Full-time

Five+ courses (per three devices)

Course load portion: 100%

Enrolment status: Full-time

3b. Spring/Summer term

One program (per three devices)

Course load portion: 40%

Enrolment status: Part-time

Two courses (per three devices)

Course load portion: 60%

Enrolment status: Full-time

Three courses (per three devices)

Course load portion: 80%

Enrolment status: Full-time

Four+ courses (per three units)

Course load portion: 100%

Enrolment status: Full-time

4. Exactly exactly What am I evaluated for as being a full/part-time pupil?

Being a student that is part-time you would certainly be qualified to get loan financing to simply protect your tuition and mandatory costs, and publications/equipment. Being a full-time pupil, as well as your training expenses, you are assessed for average residing costs centered on your province including lease, meals, clothes, transportation.

For pupils learning with dependents, you shall be evaluated for youngster care expenses regardless of your program load.

5. Imagine if I change my enrolment status while getting loans?

In case a noticeable modification in your enrollment impacts your enrolment status ( ag e.g. Full-time to part-time), you might not any longer qualify for financing and any funding that is undisbursed be canceled. The organization is obligated to update changes in your registration to your lender and this is performed through a automatic procedure that runs once weekly following the course add/drop due date up to following the withdraw due date for courses.

We strongly give you advice to get hold of an Enrolment solutions Advisor along with your loan provider if you’re considering dropping courses.

6a. What dates do I make use of for my undergraduate pupil application?

Undergraduate pupils

Make use of the standard first and day that is last of thirty days for the application.

Begin date:

Winter term just

Begin date:

Fall and winter terms

Begin date:

Spring term just

Begin date: May 1 End date: 30 june

Summer term just

Begin date:

Spring and summer time terms

Begin date: May 1 End date: August 31

6b. What dates do I prefer for my graduate pupil application?

Whenever trying to get figuratively speaking or interest status that is free it is possible to make an application for a optimum of 52 days of financing centered on your acknowledge term. Instead, it is possible to use utilizing times which are significantly less than 52 months but be certain to utilize standardised session start and end times.

E.g. If perhaps you were admitted in wintertime 2019, you are able to use from Jan. 1, 2019 till Dec. 31, 2019, you can use utilizing Sept. 1, 2019 to Dec. 31, 2019 however you cannot use making use of Sept. 1, 2019 – Aug. 31, 2020.

6c. What dates do I utilize for my medication student application?

Each program year has unique dates that you will use to apply for funding as a medicine student. Please relate to the dining table below to get your loan application times predicated on your of study year.

12 months of study (one)

Begin date:

Of study (two year)

Begin date:

Of study (three year)

Application one Start date:

Application two Start date:

7. Just just What information shall i be expected to prov

Whenever you finish the program, you will be expected to produce information including that is personal

  • Your title
  • Date of delivery
  • Marital status
  • Citizenship status
  • Alberta Pupil Quantity (ASN)
  • Contact and address information
  • College title
  • System
  • Of study year
  • Research duration date

You will be asked to present individual economic information including

  • RESPs
  • Scholarships/bursaries
  • Non-registered assets
  • Indigenous and Affairs Canada/Band that is northern Funds

If you should be married/common-law you’re going to be expected to produce information that is financial your better half. If you are considered a dependent pupil, you’re going to be asked to supply your parent/guardian’s monetary information.

8. The length of time does it just simply simply take for my application become evaluated?

This could easily differ by province, nevertheless the rule that is general application usually takes around 4 to 6 days to process, so it is essential to use early.

9. Just how do I understand if the organization has processed/confirmed my education loan?

Please make reference to the national Government Student Aid tab under “My Financials” portion of your pupil Centre (my. to learn more in regards to the status the application. You’ll find more help on with your student portal by accessing the how-to-guides.

10. How can I get my capital?

In the event that you sent applications for financing through A canadian lender, you are going to receive all funds in your own personal banking account and generally are in charge of making subsequent re re payments towards your charges and residence etc. By the posted deadlines.

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